Retail KYC Associates (Investment Banking Training Provided)

Successful candidates will join FinTrU on the 3rd of July 2023 and undertake an intensive, in house KYC training program to fully prepare you for a KYC role within one of our project teams.

Further to your induction and Investment Banking KYC training, you will also be supported in your development with opportunities to undertake fully funded, relevant industry-recognised qualifications.

Please note that this role is based permanently in Derry/Londonderry [North West] and Letterkenny. We do not offer remote working at this time.

You should apply if you have:

• Minimum of two years’ experience in a retail bank or business banking environment
• Hands-on experience of reviewing KYC requirements in either a retail branch, account opening centre or an AML operational team for at least one year
• Understanding of financial crime regulation
• Understanding of bank-wide financial crime frameworks, policies, and procedures.
• Experience in applying risk-based decision making
• Experience in Compliance, Risk and Banking regulations

Your core responsibilities will be:

• Analysing and assessing customers from a financial crime risk perspective to ensure that all relevant regulation has been complied with
• Risk assessing customer information based on various factors and behavioural activity to ensure that they are in line with the risk appetite of the bank
• Conducting Enhanced Due Diligence on higher risk clients; highlighting and mitigating risks where possible
• Making retain or exit recommendations
• Reviewing client files in order to detect atypical activity and assisting in raising a Suspicious Activity Report (“SAR”) where required
• Working closely with client stakeholders to suggest efficiencies
• Identifying key project risks, whether stated or not, and managing accordingly
• Building and maintaining strong client relationships
• Supporting your team in maintaining and exceeding set project deadlines

Why FinTrU?

FinTrU is a multi-award winning RegTech company founded in Northern Ireland in 2013. Whilst managed as a profit‐driven organisation, Darragh McCarthy, Founder & CEO also considers FinTrU as having a social purpose to create high‐quality professional employment. FinTrU cares deeply about its culture and places great focus on its company values of Partnership, Passion, People and Professionalism.

Our unique culture plays a major role in the success of the business. The culture at FinTrU is a result of our people embodying our values, with a special focus on embracing diversity and inclusion, building strong relationships and promoting a healthy lifestyle both physically and mentally.